What It Really Costs to Rent in Greeley and Evans: Rent, Utilities and Fees

October 30, 2026

You found an apartment listing in Greeley or Evans that looked affordable, then the questions started piling up. What will utilities actually run each month? Is the security deposit on top of first month's rent? Are there application fees you haven't budgeted for yet? If you're comparing Greeley rent prices against what you're paying now, or you're relocating for a new job or for classes at UNC, you want real numbers, not a vague "affordable" label.

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This guide breaks down the full cost of living in Greeley, CO: average rent by bedroom size, the move-in costs that catch people off guard, and what utilities for apartments in Greeley actually cost month to month. By the end, you'll have a realistic monthly budget instead of a guess.

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How Much Is Rent in Greeley, Really?

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Ask three different rent-tracking sites and you'll get three slightly different numbers, which is exactly why it helps to look at a range instead of a single figure. Based on RentCafe's latest Greeley rent report, average rent across Greeley breaks down to roughly $1,180 for a studio, $1,350 for a one bedroom, $1,540 for a two bedroom, and $2,030 for a three bedroom. Apartments.com's Greeley rental market trends puts the numbers slightly lower, closer to $1,150 for a studio and $1,310 for a one bedroom, with three bedrooms around $1,980. Either way, two bedrooms consistently land in the high $1,400s to mid $1,500s. If you want to see current pricing for yourself, you can browse our one, two, and three bedroom floor plans and compare them against these market averages.

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For context on the bigger picture, the U.S. Census Bureau's QuickFacts for Greeley lists median gross rent across the city at $1,388 and median household income at $69,881, which tells you Greeley still sits well below rent-to-income ratios you'd see in Denver or Boulder. If you're weighing a two bedroom, our breakdown of what you actually get in a 2 bedroom apartment in Greeley walks through exactly what that square footage buys you here at The Grand at Riverside.

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Why Rent Prices Vary So Much by Source

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Rent trackers pull from different data sets (some use active listings, others use leased units), and both of the sources above show Greeley rent holding roughly flat or even dipping slightly year over year. That's good news if you're budgeting now: Greeley rent prices aren't on the same sharp upward climb you'll find in Fort Collins or the Denver metro.

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The Move-In Costs Nobody Talks About

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The rent listed online is rarely the amount you'll actually pay to move in. Apartment move-in costs typically include several line items stacked on top of each other:

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  • Security deposit: Colorado law doesn't cap deposit amounts, so this varies by community. Review Colorado's security deposit statute before you sign anything, since it also spells out your rights: landlords must return your deposit (or an itemized reason for withholding it) within one month of move-out, extendable to 60 days if your lease says so.
  • Application fee: Usually a one-time, non-refundable charge per applicant to cover background and credit checks.
  • Administrative or amenity fee: Some communities charge a one-time fee that covers setup costs or access to shared amenities.
  • Pet fee or pet deposit: If you're bringing a dog or cat, expect an additional one-time or monthly charge.
  • First month's rent: Due at signing, separate from the deposit.

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Add these up and a renter moving into a two bedroom in Greeley or Evans should realistically budget somewhere between $500 and $1,200 beyond first month's rent, depending on the community's fee structure and whether a pet is involved. If you're mapping out your whole move, our complete moving guide for Evans, CO walks through the timeline and checklist so nothing sneaks up on you.

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Utilities for Apartments in Greeley: What to Budget

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Utilities are the part of the monthly bill most renters underestimate. Here's a realistic monthly range for a one or two bedroom apartment in the Greeley and Evans area:

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  • Electric: Most of the area is served by Xcel Energy. Statewide residential electricity pricing sits around 12 cents per kilowatt-hour as of the most recent data from the U.S. Energy Information Administration's Colorado electricity data, which typically translates to $60 to $110 a month for an apartment, depending on the season and square footage.
  • Natural gas: If your unit has gas heat or a gas stove, expect $20 to $60 a month, with winter months running higher.
  • Water, sewer and trash: The City of Greeley bills these together for most residential customers, and combined they typically run $50 to $90 a month for an apartment-sized unit.
  • Internet: Plans in the Greeley and Evans area generally run $45 to $80 a month depending on speed and provider.

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Put together, a realistic utility budget for a one or two bedroom apartment lands between $175 and $340 a month. Some communities bundle a portion of this into a flat utility fee, so always ask what's included before you compare two listings side by side.

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Greeley Rent Prices vs. Nearby Cities

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If you're deciding between Greeley, Evans, Fort Collins, or a longer commute from Denver, the rent gap is one of the biggest reasons renters choose this part of Northern Colorado. Greeley and Evans consistently price below Fort Collins for comparable floor plans, and well below anything inside the Denver metro. You're also closer to I-25 and Highway 34 than you'd be living further south, which keeps your commute costs in check even if you work outside the city.

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That affordability doesn't mean a trade-off in lifestyle. If you want a sense of what day-to-day living looks like here, first time renter's guide for UNC students covers the practical side of settling in, and you can explore the Riverside neighborhood to see what's within walking or driving distance of home.

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Building Your Real Monthly Number

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Instead of budgeting off the listed rent alone, add these categories together for an accurate monthly picture:

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  • Base rent (use the ranges above as your starting point)
  • Electric and gas (combined estimate: $80 to $170)
  • Water, sewer and trash (estimate: $50 to $90)
  • Internet (estimate: $45 to $80)
  • Renter's insurance, which many communities require (typically $10 to $20 a month)

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For a two bedroom at The Grand at Riverside, that math typically lands your true monthly housing cost somewhere in the $1,700 to $1,900 range, utilities included, which is still meaningfully below what the same square footage would cost in Fort Collins or Denver.

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Common Questions About Renting in Greeley and Evans

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Is Greeley, CO affordable compared to the rest of Colorado?

Yes. Rent in Greeley and Evans runs noticeably lower than Fort Collins, Boulder, or Denver for a comparable floor plan, and the U.S. Census Bureau's QuickFacts for Greeley shows median household income here keeping pace with median rent better than it does in those larger metros. You get a shorter commute to Denver than you might expect, without paying Denver prices for the apartment itself.

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Do apartments in Greeley include utilities in the rent?

It depends on the community. Some bundle water, sewer and trash into a flat monthly fee, while electric, gas, and internet are almost always billed separately through the provider. Always ask for the full fee schedule before you compare rent prices between two listings, since a lower base rent with no utilities included can end up costing more than a slightly higher rent that bundles them.

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What's the biggest move-in cost surprise for first-time renters?

Most first-time renters underestimate the combination of a security deposit plus a non-refundable application fee due at the same time as their first month's rent. Setting aside a cushion of $500 to $800 above your first month's rent, before you even start apartment touring, keeps move-in day from becoming a scramble.

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See the Real Numbers for Yourself

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Knowing the full cost of living in Greeley, CO before you sign a lease means no surprises on move-in day. When you're ready to see exactly what's included in your rent, browse our one, two, and three bedroom floor plans and compare them against the budget you just built. Our team can walk you through current pricing, what utilities are covered, and what to expect in move-in fees, so you can schedule a tour and get clear answers before you commit. Take a look at our community amenities while you're at it. We think once you see the full picture, Greeley and Evans will pencil out even better than you expected.

The Grand at Riverside Management Team

The Grand at Riverside Management Team brings expertise in northern Colorado living and Greeley area communities to Evans, CO's rental market. Our licensed property management professionals specialize in apartment living, local neighborhood insights, and community resources near Greeley and Northern Colorado. As part of Asset Living's national network managing 450,000+ units, we provide trusted guidance on rental living, amenities, and local market trends based on years of hands-on experience serving our resident community

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